Tom Kowalchik
NMLS # 131346
(717) 842 0731
Penn Home Mortgage
NMLS # 1851953
Licensed In PA
Languages English
Mount Joy, PA
  • 20 Years
Engagement Points: 29

My Community

Penn Home Mortgage

1175 E Main Street
Mount Joy, PA

Community Feedback

Danielle Jerman
a month ago
This is the 2nd home we’ve purchased working directly with Tom and couldn’t be happier. He takes the time to explain any questions or help with concerns and he’s very personable. Great communication about every step of process and he even has a trailer he’ll let you use for your move and is willing to drop off/move/pickup within a reasonable distance. There’s a reason we’ve used him twice!
Sean Jacobs
3 years ago
Tom was so easy to work with and really helped my wife and I understand everything we needed to know about buying our first home. Even after settlement he was still accessable for questions concerning our mortgage and tax information. We would highly recommend working with Tom and Penn Home Mortgage if you are planning on purchasing a home in the near future!
Tyler Hutto
3 years ago
Best customer service of anyone I've ever done business with. Tom goes above and beyond in every way! Buy a home is a stressful process with a lot of moving parts and time sensitive transactions and Tom really makes the process as smooth and seamless as possible. He ran numbers for my wife and I on dozens of homes and always within a few hours of our inquiry. Whenever we had questions, we would send him and email and it didn't matter the time of day, he had answers for us almost instantly. He also got us a killer rate. Do yourself a favor and trust him with your mortgage needs. You'll be so happy with your experience that you won't be able to help but tell you friends and family about it!
edward kreider
3 years ago
Tom has provided tons of information and guidance in our home purchase. While others let us down he was on time and prepared. He has kept us in mind after our settlement and has provided assistance and information. If I buy again, I will not consider anyone but Penn Home Mortgage.
Kathy Leser
3 years ago
Tom is knowledgeable, easy to work with, and moves the mortgage process along quickly and efficiently. He knows his stuff, and offers great advice. I first worked with Tom over 15 years ago, and he was my first choice when I was looking for someone to help me with a mortgage last year. Can't recommend him highly enough!