Tom Kowalchik
NMLS # 131346
tom@pennhm.com
(717) 842 0731
5
Penn Home Mortgage
NMLS # 1851953
Licensed In PA
Languages English
Mount Joy, PA
  • 20 Years
Engagement Points: 29

My Community

Penn Home Mortgage

1175 E Main Street
Mount Joy, PA
17552

Community Feedback

Austin & Alyssa
5 months ago
Absolute rockstar of a lender! Alongside our agent, Tom guided us through the loan process and in understanding loans in general. He was full of knowledge and always responded in a timely manner! Great guy!
Sean Jacobs
2 years ago
Tom was so easy to work with and really helped my wife and I understand everything we needed to know about buying our first home. Even after settlement he was still accessable for questions concerning our mortgage and tax information. We would highly recommend working with Tom and Penn Home Mortgage if you are planning on purchasing a home in the near future!
Tyler Hutto
2 years ago
Best customer service of anyone I've ever done business with. Tom goes above and beyond in every way! Buy a home is a stressful process with a lot of moving parts and time sensitive transactions and Tom really makes the process as smooth and seamless as possible. He ran numbers for my wife and I on dozens of homes and always within a few hours of our inquiry. Whenever we had questions, we would send him and email and it didn't matter the time of day, he had answers for us almost instantly. He also got us a killer rate. Do yourself a favor and trust him with your mortgage needs. You'll be so happy with your experience that you won't be able to help but tell you friends and family about it!
Steve Hurst
2 years ago
I've been involved in numerous home mortgages and refinances throughout my life and I dreaded every one of them. But working with Tom was hands down the quickest and smoothest refinance transaction I've ever experienced!! He got me the best rate ever and was quick to respond to any questions I had. We will be using him for any future needs!
Kathy Leser
2 years ago
Tom is knowledgeable, easy to work with, and moves the mortgage process along quickly and efficiently. He knows his stuff, and offers great advice. I first worked with Tom over 15 years ago, and he was my first choice when I was looking for someone to help me with a mortgage last year. Can't recommend him highly enough!