Tom was outstanding to work with. He followed up diligently and was willing to take calls at our convenience to make sure we were comfortable with everything. Not to mention how quickly he worked to make sure we got the best rate locked in.

Fred helped me with my mortgage, Very easy to work with, got the process done quickly and very communicative. One of my previous mortgage fell through and he was able to close my loan within less than two weeks. I will be recommending him for loan to any of my friends who wants to buy a house.

I have worked with Tom twice, once for a refinance on my previous house and most recently on a new home purchase. He is extremely knowledgeable, easy to work with, friendly, and has your best interest in mind. He offered many options and a tremendous amount of information and insight. I cannot say enough how incredible it was working with Thomas and highly recommend h to anyone in need of help with mortgages.

One of the best! Thomas and his team went above and beyond. All the great things: communication, honesty, rate, timing, knowledge and genuine care. We loved how he took the time to make a video and explain and anytime we had a question he was there to answer. We had a bump during the start, not on his end, and he helped us address it and keep the process on a steady path towards our goal. We are happy homeowners now and would recommend anyone reach out to him for lending. If you're looking for a VA loan, Assumption, or any other Thomas is the guy to speak too.

I have known Tom professionally for years. He has shared and taught me a lot, and always carries himself with class and an aura of respect. I trust him with my clients for their home purchases in New Jersey