Hal Light
NMLS # 490927
(855) 385 4448
Light Mortgage
NMLS # 747675
Licensed In CA, HI
Languages Chinese, Mandarin
Kailua Kona, HI
  • 15 Years
  • Investment Loan Expert
  • Minority Owned
  • No Credit
  • Reverse Loan Expert
Engagement Points: 27

My Community

Light Mortgage

77-6464 Princess Keelikolani Dr
Kailua Kona, HI

Community Feedback

Phillip Yeung
11 months ago
Hal was such a pleasure to work with! I would highly recommend him to anyone. It was my first time purchasing a home and I was lost on how to start the process. That's where Hal stepped in and he answered all of the questions that I had. He also took the time to explain everything in great detail to make sure I had the full understanding of the mortgage. I was able to lock in a great rate because of him and his knowledge of the market. I would definitely work with him again in the future!
Keith Hung
11 months ago
Hal has even absolutely amazing and has exceeded my expectations during my first home purchase. As someone who didn't have any experience, he was super transparent, helpful and explained every step clearly and precisely. We closed escrow in under 21 days and he updated me every step of the process and even provided some info after closing on how to maintain, improve equity, and future moves to make. I will definitely be working with Hal again in the future had have recommended him to other people.
Todd Nagel
6 months ago
This review is way overdue, but better late than never. Hal Light from Light Morgage was recommended to me by a close friend and coworker. Seeing how he was recommended by someone I trust, I gave him a call and I'm extremely happy I did. Hal is super easy to talk to, immensely informative and knowledgeable, and knows how to explain things for even the dumbest person like myself to understand. He's not just here to run a business. He genuinely cares about his clients' well-being and doesn't abandon you after closing on your home. He offers so much more even after closing to help you along the way. One of which is yearly reviews with you to track the progress on your home. Without rambling on too much, I will just say I can't recommend Hal enough. Anyone looking to purchase a new home needs to give him a call. I am most certainly going to be recommending him to family and friends as they begin their journey on searching for a new home. Thanks again, Hal!
Meg Wusstig
a year ago
Highly recommend Hal!! I recently worked with Hal to refinance my house after being recommended to him by a friend. I'm so happy for the recommendation and for his help! Hal is very professional, easy to communicate with, explained things well and overall made the process super smooth. He and his team checked in with me regularly throughout the process, so I knew what was going on. I never had to follow up, they were so on it. When it came to signing, he made is work extremely well with my busy traveling schedule, even with short notice. Overall super happy with the experience and can't say enough GREAT things.
Danelle Alberto
9 months ago
Hal and his team are amazing. As a first time home buyer I felt confident working with Hal. He explained every step of the process, what was needed from me and why, and set a clear timeline. I felt comfortable asking all my questions and he was happily answered them all. I still can't believe how smooth and quick the loan process was. Hal even spoke with the listing agent after we put in an offer. His service is above and beyond. I never had to update him as he was in constant conversation with my realtor. After talking to him everyday for almost a month it feels odd to not ask him anymore questions. I know he is still only a text away. I will definitely be recommending him to all my friends and family. Can't wait to work with the Light team again!